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Thanks to Bio-Pen, all the authentication processes are combined in a single solution, both for the client and for the bank.

Identification

Enrolment Process (documents acquisition, identification, Specimen deposit for dynamic EAS signature).

Enrolment on analog or digital Specimen Card.

Counter transactions 

Subscription with previous and immediate identity check without any Sign-Pad.

Inking subscription for the original paper copy (for the client) and simultaneous acquisition of PenSign EAS on the original digital copy (for the bank).

Immediate delivery to the client of the original subscribed document.

Counter transactions 

Subscription with previous and immediate identity check without any Sign-Pad.

Monitor visualization for the customer.

PenSign EAS subscription of the bank’s digital copy.

Forwarding to the client of undersigned original digital copy via e-mail or through download from home banking portal.

Internet Banking

Mutual authentication with user ID, Pen ID and PenSign.
No Phishing.
No identity theft.
No OTP needed, nor passwords.

Safe deposit box

The user inserts the user ID and signs with Bio-Pen.

Access log’s check allows to open the deposit box.

Safe communication

With the LockBox application, the bank can send information and files, while the client can privately communicate answers and dispositions.